Medical Equipment Financing

The Process of Financing Your Laser

Financing your laser is a very simple process and all it takes is filling out our MedLaser USA 1 page credit application. There are several different types of loans we offer you.

  • Capital Equipment Finance Agreement Also called a Capital Equipment Lease Agreement
  • Working Capital Loans

Length of Available Terms:

  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

What Is a Capital Equipment Lease Agreement?

Both types of loans we offer allow you to own your equipment at the end of the term. This type of loan is structured in to different term lengths. Depending on your business credit and financial background review we can present you structured options of 24 months, 36 months, 48 months, or 60 months. The benefit to having a capital equipment lease agreement is all the payments are tax deductible. At the end of the term you will 100% own your equipment in full.

What is a Working Capital Loan?

Working capital loans are typically shorter loan terms. For example, 12 or 14 months. You can use the cash advancement (loan) for anything and its essentially just as the name says “working capital”.

The equipment lease agreement is the best option because you can write off the purchase of the device as a depreciable asset. This write off can equate to a heft tax rebate. This write of falls under the tax code of “Tax Code 179” which allows small businesses to write off the full purchase of leased or financed equipment. If your business carries a net loss you’re allowed to carry over this deduction to the following tax year. This tax deduction can offer signification saves, for more information you can access the Tax Code 179 Calculator to see how much saves you will instantly see